Gold Loan
Turn your gold into instant funds with our Gold Loan. Whether you need credit for agricultural purposes, business expansion, or personal expenses, we offer flexible loan options with quick approval and attractive interest rates. Secure the loan you need, backed by the trust and value of your gold.
Features
Loan available up to 75% of the gold value.
Nominal processing charges.
Quick credit disbursal.
Flexible repayment terms.
Overdraft facility available.
No pre-closure charges.
Attractive interest rates.
Special concession in the rate of interest (ROI) for hallmarked jewelry.*
Turnaround time (TAT): 25 minutes.
Eligibility
Any individual who is the lawful owner of gold jewelry, ornaments.
Quantum of Finance
For Agricultural, MSME, Retail, and other personal needs: Maximum Rs. 20 lakh.
Requirements Before Applying
- KYC documents (identity proof and address proof).
- Gold jewelry/coins to be pledged.
- Landholding details, if the loan purpose is agricultural and the amount is above Rs. 2 lakh.
Interest Rates and Charges
As per the lender's policy.
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