Home Loan
Dreaming of Owning Your Home? Choose Bankwise Home Loans! Our home loans are designed with exclusive features and benefits to help you turn your dream into reality. Whether you want to buy a plot, purchase a flat, build a new home, or extend your existing one, Bankwise Home Loans offer flexible solutions for every need. Use our Bankwise Home Loan Calculator to discover interest rates and more!
Benefits
Low-interest rates
Minimal processing charges
Higher loan amounts
Flexible tenures
Easy top-up options
Eligibility
Any individual who is the lawful owner of gold jewelry, ornaments, or coins.
- Resident Type: Resident Indians, NRIs with an Indian passport, PIOs with a foreign passport, or OCIs
- Age: 21 years (Applicant) and 18 years (Co-applicant); maximum age of 70 years
- Loan Tenure: Up to 30 years
- Maximum Loan Amount:
- Urban Areas: Up to Rs. 0.75 Crores
- Semi-Urban and Rural Areas: Up to Rs. 0.50 Crores
- Interest Rates & Charges: As per lender policy
Note: Interest rates depend on loan limits and the applicant’s CIBIL score. A risk premium of 0.05% is applicable for those not obtaining credit insurance cover.
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